Question: How Do I Lock My Social Security Number?

What can someone do with my SSN and DOB?

Once someone has your Social Security number, they can essentially become you.

They may be able to collect tax refunds, collect benefits and income, commit crimes, make purchases, set up phone numbers and websites, establish residences, and use health insurance—all in your name..

Can you put a freeze on your Social Security number?

Freezing your credit can help prevent identity thieves and other criminals from using stolen personal information (your Social Security number, for instance) to apply for new credit in your name. … You must contact each national credit bureaus individually to freeze (or unfreeze) your credit reports.

What can someone do with last 4 digits of SSN?

Not only can they open credit in your name, steal your money and government benefits, they can also obtain medical care and tax refunds in your name. Guard your “Final Four.” Although they are widely used and shared, the last four digits of your SSN are the most important to protect.

Why is my Social Security number saying invalid?

What happens is, a Social Security Number (SSN) has to match up against a person’s name when it’s compared with the government’s database, so there could be a mismatch if names are not entered correctly, or if names don’t match what the government has.

What does it mean to lock your Social Security number?

When you lock your number, it prevents even you from using it when you need to, such as applying for credit or a new job. Potential lenders will not be able to access your credit report or credit score. Unlocking Your SSN.

How do I check to see if someone is using my Social Security number?

To see if your Social Security number is being used by someone else for employment purposes, review your Social Security Statement at www.socialsecurity.gov/myaccount to look for suspicious activity. Finally, you’ll want to use additional scrutiny by regularly checking your bank and credit card accounts online.

What is a way to protect your Social Security number?

You can help by: Opening your personal my Social Security account. Create your account today and take away the risk of someone else trying to create one in your name, even if they obtain your Social Security number. Add a second method of identification to your my Social Security account.

Can someone access my bank account with my Social Security number?

Your Social Security number is the most important piece of personal information a bank needs when extending you credit or opening an account. With that number, a thief can get credit cards or loans, and when it comes time to repay them, they won’t, damaging your credit in the process.

Is it safe to enter SSN online?

Some online applications require you to fill in the Social Security box before you continue with the application. If that’s the case, you should feel safe entering your number as long as you see a green “https” or a green company name, a padlock, you’re using an updated browser and you have an up-to-date antivirus.

How do I know if someone has stolen my identity?

Clues That Someone Has Stolen Your InformationYou see withdrawals from your bank account that you can’t explain.You don’t get your bills or other mail.Merchants refuse your checks.Debt collectors call you about debts that aren’t yours.You find unfamiliar accounts or charges on your credit report.More items…

Does LifeLock protect Social Security number?

Like all of LifeLock plans, it includes Social Security number and credit alerts†, lost wallet protection, and a service guarantee for lawyers and experts. ‡ LifeLock Standard™ also includes up to $25,000 in stolen funds reimbursement‡ and one bureau1 credit monitoring.

What to do when your SSN is stolen?

If you know your Social Security number has been stolen, here are some additional steps to take:File a police report or a Federal Trade Commission (FTC) Identity Theft Report. … If you believe your identity has already been used, you can also contact the Social Security Fraud Hotline at (800) 269-0271.More items…

What happens if someone knows your SSN?

A dishonest person who has your Social Security number can use it to get other personal information about you. Identity thieves can use your number and your good credit to apply for more credit in your name. Then, they use the credit cards and don’t pay the bills, it damages your credit.

What can hackers do with your SSN?

If (and more like when) these places get hacked, SSNs are the very first thing hackers go after. Once a hacker has your social, he or she can commit all kinds of identity fraud or sell it to another hacker on the dark web.